How much does SARS-CoV-2 (COVID) PCR cost in San Francisco, CA?

CPT 87635 — the fair price, every hospital's price, and the Medicare benchmark for San Francisco, CA.

Estimates only. Educational estimates from public Medicare benchmarks and hospital-published prices — not a guarantee, and not legal, medical, or financial advice.
87635 SARS-CoV-2 (COVID) PCR
Ask to pay
$103
About 2.0× what Medicare pays — most hospitals accept a self-pay rate in this range.
What Medicare paysⓘ
$51
Typical price near you
$103
Cash / self-pay price
$103
Prices near you — 19 facilities, lowest first
FacilityTypePricevs MedicareQuality
Dignity Sequoia Hospital (Redwood City) lowest Hospital $27cash 0.5× ★★★★★
John Muir Health Walnut Creek Medical Center (Walnut Creek) Hospital $28cash 0.5× ★★★★★
John Muir Health Concord Medical Center (Concord) Hospital $28cash 0.5× —
Dignity Dominican Hospital (Santa Cruz) Hospital $34cash 0.7× —
Providence Queen of the Valley Medical Center (Napa) Hospital $51cash 1.0× —
Providence Santa Rosa Memorial Hospital (Santa Rosa) Hospital $51cash 1.0× —
UCSF Medical Center (San Francisco) Hospital $60cash 1.2× ★★★★★
Good Samaritan Hospital (San Jose) Hospital $62cash 1.2× —
Highland Hospital – Alameda Health System (Oakland) Hospital $100cash 1.9× —
Natividad Medical Center (Salinas) Hospital $103cash 2.0× —
Kaiser Permanente San Francisco Medical Center (San Francisco) Hospital $113cash 2.2× ★★★★★
Stanford Health Care Tri-Valley (Pleasanton) Hospital $126cash 2.5× —
Prices from each hospital's public machine-readable file; imaging & surgery-center prices are published self-pay rates (often the cheapest option). vs Medicare is how many times the Medicare rate each facility charges.
💬 What to say — negotiation scripts
  • For 87635 (SARS-CoV-2 (COVID) PCR), Medicare's benchmark rate is $51.31. A fair self-pay target for this line is $102.62. If I was charged more than that, please reduce it toward this benchmark.
  • Your own published cash / self-pay price for 87635 is $103.00, and negotiated rates at nearby facilities run $51.00–$382.00. Please apply a rate in that range to my bill rather than the gross charge.
  • Please send a fully itemized bill listing every CPT/HCPCS/DRG code and its individual charge, so I can review each line against published rates.
  • Separately, what is your financial assistance / charity care policy, and am I eligible? Please send me the application and the income thresholds.
See SARS-CoV-2 (COVID) PCR prices in another area

What should 87635 cost in San Francisco, CA?

For SARS-CoV-2 (COVID) PCR (CPT 87635) in San Francisco, CA, a fair self-pay price is around $103, with hospitals ranging from $51 to $382 across 19 facilities. Medicare's benchmark rate is $51, the floor to negotiate toward. The card above lists each hospital's price, cheapest first, with CMS quality stars.

Frequently asked questions

How much does SARS-CoV-2 (COVID) PCR cost in San Francisco, CA?

A fair self-pay price for SARS-CoV-2 (COVID) PCR (CPT 87635) in San Francisco, CA is around $103, with hospital prices ranging from $51 to $382 across 19 facilities. These are estimates from hospital-published prices, not a guarantee.

What is the Medicare rate for CPT 87635?

Medicare pays about $51 for SARS-CoV-2 (COVID) PCR (CPT 87635). That's the negotiation floor — a fair cash-pay target is roughly 1.5–2× it, well below typical gross charges.

Can I negotiate the price of SARS-CoV-2 (COVID) PCR?

Yes. Under the federal Hospital Price Transparency rule hospitals must publish these rates, so you can ask to pay the cash or negotiated rate instead of the gross charge. Paste your bill on the home page for a ready-to-send appeal letter and the exact numbers to cite.

Got a bill for this?

If you were charged more than the fair price, you can usually negotiate it down. Paste your itemized bill to get a personalized appeal letter, the exact numbers to cite, an AI negotiation coach, and a charity-care eligibility check — free.

Compare other procedures in San Francisco, CA

Prices last refreshed September 2026 from each hospital's official CMS machine-readable file. Medicare rate: CY2025 OPPS/PFS/CLFS. Estimates only — not a guarantee.